Curb Overspending by Establishing a “No Return Policy”

Generous return policies make shopping easy. After all, if you don't like it, you can return it. That could lead to overspending. If you're prone to this type of thinking, establish a personal "no return policy" to keep your spending in check.

Of course, if your purchase is defective, broken, or doesn't perform properly, return it—no need to be that strict. The goal is to avoid the "eh, I can always return it" attitude—especially if you know you probably won't. You have to be willing to be stuck with an item though before you buy it. This internal policy makes you think hard if you need something now rather than buy-and-return-it-later. Check out the link for other ways stores manipulate our buying behavior.

How to Avoid Impulse Buying: The Deep Down Psychology That Retailers Use Against You, and How to Create a Rock Solid Emotional Fortress Against It | Academy Success

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