Thursday, April 9, 2015

Clean Your Brick Fireplace with Cream of Tartar

Clean Your Brick Fireplace with Cream of Tartar

Cleaning up a soot-stained fireplace can be a daunting job. There are commercial cleaners available, but they can be kind of harsh. Why not try a safer, cheaper route first?

All you need to make your own effective cleaner is a few tablespoons of cream of tartar with enough water to make a paste. Apply it to the stained areas, let sit for 10 minutes, and rinse it off with warm water. Hit up the full article to check out other natural cleaning methods, as well.

How To Clean a Brick Fireplace with All-Natural Cleaners | Apartment Therapy

Make Fancy, Crystal Clear Ice Cubes With Boiled Water

Make Fancy, Crystal Clear Ice Cubes With Boiled Water

There's nothing wrong with cloudy ice cubes. Yes, what you're seeing are "impurities," but they're the same impurities in tap water, and that's generally pretty safe to drink. But if you prefer clear ice cubes, you can easily make them with boiled water.

Over at About.com, chemist Anne Helmenstine explains that clear ice is formed from pure water that doesn't contain any dissolved gases. When you see cloudy ice, you're seeing crystalized "impurities," like calcium or fluoride. Clear cubes are usually made using water that's been purified through reverse osmosis or distillation. But you can make it from tap water, too. It just has to be boiled.

Helmenstine recommends boiling the tap water twice. Then, let it cool a bit for safety, and pour it into an ice cube tray and freeze it. It's pretty simple, but if you need more info, head to the link below.

How to Make Crystal Clear Ice Cubes | About

Photo by David Smith.

Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Here are the best of today's deals. Get every great deal every day on Kinja Deals, follow us on Facebook and Twitter to never miss a deal, join us on Kinja Gear to read about great products, and on Kinja Co-Op to help us find the best.

More Deals:

Today's Best App Deals

Today's Best Media Deals

Today's Best Gaming Deals


Top Deals


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Don't throw out that old iHome: this cheap little dongle can plug into your existing stereo systems (or even headphones!) to add Bluetooth streaming with no fuss. [ iClever Portable A2DP Wireless Bluetooth 3.0 Streaming Receiver, $15 with code 3CJ3TB5X]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

If your laptop bag is starting to wear out, here's a great chance to replace it with a quality backpack from SwissGear for just $35-$46.

All of the included bags have solid reviews and look really nice to my eyes, but the star of the show is the $40 ScanSmart backpack. Its laptop pocket actually folds all the way open so you won't have to take your computer out when going through security at the airport. It's a minor thing, but any shred of dignity you can wrest back from TSA is a win in my book.

Again, this is a Gold Box deal, meaning these prices are only available today, or until sold out. [ Amazon]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

$25-per-terabyte is one of the best deals on external storage you're likely to see these days. Plus, no sales tax for most. This particular mode was actually released less than two weeks ago, and I have to say, I'm a fan of the case design. [Seagate Expansion 4TB USB 3.0 3.5" Desktop External Hard Drive, $100]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Amazon Prime Pantry is great for city dwellers or the perpetually busy who want to avoid a few trips to the nearest supermarket, but each box has a flat $6 shipping fee. Today on Amazon though, they'll waive that fee if your box includes four select household cleaning items. That's perfect timing for spring cleaning, and a nice excuse to take one less journey to the store. [For a Limited Time, Buy 4 Select Spring Cleaning Pantry Items at Amazon and Save $5.99 Off Your Order]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Telltale's Game of Thrones adventure is halfway through its first season, but Android owners can get the first episode for free today through the Amazon Appstore. It's definitely worth your time!

Update: iOS owners can get it free through IGN as well.


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Can you name another desk fan or space heater that you'd want to leave out and visible when guests visit? The Dyson AM05 is both devices in one, and it deserves to be in a museum as much as your living room. You can grab a refurb today for $140, which is about half the price of buying a new one. [Refurb Dyson AM05 Fan/Space Heater, $140]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

These SanDisk Pixtor memory cards are really fast, making them perfect for photography, and Best Buy has marked down several capacities of the SD and MicroSD versions, today only. [Several SanDisk Pixtor Memory Cards On Sale]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Odds are, your home or apartment didn't come with a great showerhead, but you can fix that today for just $10. The well-reviewed Delta 5-Spray showerhead comes with five different spray settings, a limited lifetime warranty, and even a pause function to help you save water while you lather up (looking at you, California). It normally sells for around $25-$30, but Home Depot has it today for just $10. Note that this price is only available today, or until sold out, so grab yours soon. [Delta 5-Spray 5 in. Showerhead, $10]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Today on Story Bundle, you can name your own price for 10 digital comic books and graphic novel collections, and even choose to donate a portion to charity, if you wish. If you pay $15 or more, you'll get 10 additional bonus comics, including Game of Thrones #1. [Story Bundle]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

It's time for April showers, which means it's time to freshen up your wiper blades, and Amazon will sell you a pair of Anco Transforms for $22, which is a great price for two. Just pick the ones you need using Amazon's car part finder tool, and your discount will show up at checkout automatically.

Once you have your receipt though, you might be able to mail or upload it to Anco for a $10 rebate, bringing the total cost of two blades down to $12. The fine print of the rebate says it's not valid with any other promotions, but sometimes that's just legalese that they don't really enforce. I bought a pair and submitted for the rebate, and will update this post once they accept or reject it. If it works, it'll be by far the best deal we've ever seen on wiper blades, but if it doesn't, $22 is still a great deal. [Two Anco Wiper Blades, $22. Plus $10 YMMV Mail-In Rebate]

Update: My rebate was accepted as valid! That doesn't mean yours definitely will, but it's a great sign.


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

If you've been waiting for a deal on the GoPro Hero4 Black, $100 off is about as good as you're going to do. The Hero4 Black can shoot 4K at 30FPS, and is pretty much indisputably the best action camera money can buy. [GoPro Hero4 Black, $400]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

If your phone can charge wirelessly with the Qi standard, you can stock up on highly-rated charging pads for $20 each today. These are actually thin enough that with a little elbow grease, you could probably even build them into some furniture. [RAVPower Wireless Qi Charging Pad, $20 with code JKSIH4QR]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

There's not much to say about this knife-hiding key other than that it looks awesome, and only costs $8. Just don't forget to leave it at home before you head to the airport. [ SOG Specialty Knives & Tools KEY-101 Key Knife, $8]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

It's a simple law of physics that no matter how many USB ports you have, you always need at least one more. These travel-friendly hubs will solve that problem for you, and one even comes with an ethernet jack that's perfect for ultrathin laptops that lack them.


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

It might not be mission-critical equipment for your home, but a good label maker is a nice gadget to keep around, and Amazon's top seller is only $10 today.

If you remember the old label makers that literally pressed the letters into a piece of tape, this is a bit more advanced than what you're picturing. The Dymo LabelManager 160 can print in eight fonts at six sizes, along with clipart and special characters, and you can even preview the entire label on its LCD screen before you print. The last time we posted this deal, it sold out quickly, so you'll want to grab yours fast.

Again, this might not be something you pull out every day, but at $10, why the hell not? [ Dymo LabelManager 160, $10]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

One can never have too many Lightning Cables. [ RAVPower MFi-Certified Lightning Cable, $7 with code GS5VLUIG]

Need a longer cable? [ AmazonBasics 6' Lightning Cable, $10]


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Kinja Co-Op: Five Best Gaming Mice, 2015 Edition


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Kinja Co-Op: Eleven Best Mascaras


Today's Best Deals: $10 Showerhead, Spring Cleaning Gear, & More

Facebook

Get the best deals in your newsfeed, and maybe share with your friends?


Tech


Storage

Headphones

Home Theater

Computers & Accessories

PC Parts

Phones and Tablets

Photography


Home


Kitchen

Apparel

Misc.

Camping & Outdoors

Tools

Kids


Commerce covers the best products on Kinja Gear, finds you deals on those products on Kinja Deals, and asks you about your favorites on Kinja Co-Op, click here to learn more. We operate independently of Editorial and Advertising, and if you buy something through our posts, we may get a small share of the sale. We want your feedback.

Send deal submissions to Deals@Gawker and all other inquiries to Shane@Gawker

How to Find an Investment Broker That Won't Rip You Off

How to Find an Investment Broker That Won't Rip You Off

Despite the popularity of cheaper online brokerages like Etrade and TD Ameritrade, many investors still use traditional brokers where you still buy and sell by placing orders with a live person. The bad news is many brokers are under pressure from their bosses to sell you things that may not be in your best interest. Here's how to protect yourself.

People like dealing with live brokers because they think those brokers know more about the market, and can steer them away from bad investments and into better ones they can't find themselves. Most of the big name brokerage houses have a full-time staff researching companies, funds, and alternative investments. They pass that research on to your broker, which gives you peace of mind that you're dealing with someone who can steer you away from bad investments and into ones those using discount brokerages don't know about.

That's the theory, at least. That's not always the case, though, mainly because of conflicts of interest. The higher-ups in a big brokerage often decide to push a particular investment because they get higher commission on it. Then they pressure the brokers to steer their clients into those investments. Here's one of many such cases.

If you suffer loss because you were steered into bad investments, you have no remedy. You can't sue the broker, because the broker is not required to act as a fiduciary—someone who is by law compelled to put your interests above theirs. For example, if you discover that your estate's executor or your doctor did something to benefit themselves at your expense, you can sue them because they violated their fiduciary responsibility. Brokers are not bound by that.

In order to protect the investor in the street, the government is considering legislation that will require brokers to be fiduciaries. If passed, that will allow clients to sue brokers if they bought an investment which benefited the broker in ways which were not disclosed. Whether that law will pass, given the lobbying clout of the financial services industry, is an open question.

In the meantime, if you use a traditional broker, you need to do your due diligence to make sure you're getting someone reliable. Here are a few questions—some inspired by this Associated Press article and a few from my own experience—that you should ask before you act on their advice:

  1. Find out what incentive the broker is getting besides the fee you're paying. If you're not paying anything, someone else is. Once you know that, you are better able to judge whether the advice you're getting is "sponsored" or objective. Look for fee-only planners, who you pay directly, instead of commission-based planners, who get paid for the products they sell.
  2. Find out if your broker is acting as your fiduciary. A few are, but most aren't. If yours is, you can expect they will be a lot more careful with their advice, because it means you can sue them if there's a conflict of interest and that conflict caused you to lose money. (It's worth asking, but don't hold your breath. The vast majority of brokers, for obvious reasons, avoid becoming a fiduciary.)
  3. Check out their credentials. CFP (Certified Financial Planner) is generally regarded as a high standard of objectivity. If your broker has other letters, it's worth your while to check out what they mean.
  4. Check out the individual. If you've ever listened to the CNBC TV series American Greed, you will notice how many people did business with known felons, simply because the fellow looked honest. The Financial Industry Regulatory Authority (FINRA) keeps a database of all brokers, including any legal problems. Here is a link to a search page which should identify the most egregious bad apples. But you can also just Google the broker's name and do a little digging yourself, too.
  5. Do your own homework on the investments they suggest. When a broker suggests an investment you've never heard of, take a few minutes to go to Yahoo Finance or Google Finance to check it out. Those sites are free, and have tons of information.
  6. In the long run, your best bet is to wean yourself from personal brokers altogether. They have to be paid, and the only source for that money is you, the client, whether it's a direct fee, or a kickback from the investment they're selling. As a general strategy, using a discount broker to buy low-cost index funds is the cheapest and safest way to go.

It's nice to do business with someone you have a good relationship with. It is even better to do business with someone you've checked out. But it's best when you don't have to pay for something you no longer need.

Title image remixed from Vector3D (Shutterstock).

For a Solid Financial Plan, Find Out Why Money Is Important To You

For a Solid Financial Plan, Find Out Why Money Is Important To You

Sure, financial stability is important. But why? Obviously, it’s responsible and it gives you options, but that’s a pretty vague reason. To draft a better financial plan, ask yourself what money really means to you, individually.

Most of us reach a point in our lives where we want to take a harder look at our money situation. We want to come up with a plan to get our finances in order. In his book, The One-Page Financial Plan, writer and financial planner Carl Richards says it’s important to ask yourself “Why?” during the planning process. In fact, keep asking “Why?” until you get a personalized answer about what money means to you as an individual. You want to learn why, specifically, money is important to you.

Your initial answer might be freedom—that’s common. But freedom from what? Maybe you want to spend less time working so you have more time to yourself. But why do you want more time yourself? What would you do with it? The answer will be different for everyone, but that’s kind of the point. Whatever your answer, that should be the foundation of your financial plan. Richards explains:

The purpose of asking “Why?” isn’t to come up with specific goals or plans of action. It’s meant to reveal the reason why you have certain goals. Expect the first answers to come fairly easily. But give yourself time to pause and really think; by doing so, you can go even deeper, getting much close to what’s most important. Once you’ve hit upon your “most important thing,” you’ll have a tool that will help you make lots of decisions going forward…”

When I was in debt, I wanted to get my finances in order. Why? Because I wanted to stop worrying. I had other things I wanted to do with my life, like take on a different career. Ultimately, I wanted to get my finances straight so I could pursue my goal of writing for a living. This gave my finances a sense of purpose—and it kept me motivated.

It’s a lot easier to make responsible financial decisions when there’s something in it for you, and knowing what money means to you can help you figure out what that “something” is. You can check Richards’ book out at the link below.

The One-Page Financial Plan

Photo by Alexey Krasavin.

If you’ve got an iOS device then you’ve probably noticed the latest software update is available.

If you've got an iOS device then you've probably noticed the latest software update is available. Beyond the usual selection of bug fixes and patches (of which there are more than usual), there are a number of small but handy improvements for your iPhone and iPad to take advantage of—here's how to use them. [Gizmodo]

Use the 3-4-5 Rule to Square a Perfect Corner

For construction purposes, in lieu of a framing square tool to make a corner square, use your tape measure and a bit of geometry to achieve a perfectly square corner every time.

In a classic example of classroom mathematics meets real-world application, the Pythagorean theorem can be used when building a shed or any structure that requires exact corners. The Pythagorean theorem states that the square of the hypotenuse (the side opposite the right angle) is equal to the sum of the squares of the other two sides. This is shown as A squared + B squared = C squared and is known as the 3-4-5 rule in construction.

As shown in the video above, use your tape measure to measure and mark one board at 3 feet and the other board at 4 feet and then place a board directly across both marks. The third board should equal 5 feet and give you an square corner. Works every time.

Tricks with Construction Tools | Ethan Ewing (YouTube)


Workshop is a new blog from Lifehacker all about DIY tips, techniques, and projects. Follow us on Twitter here.